R N Pandey
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Trade Finance

Letters of credit, bank guarantees, export and import finance, UCP 600, ISBP, and Incoterms in practice.

The Gold Metal Loan, Explained — Bullion Banking, Knowledge Platform

1 August 2026·3 min read

The Gold Metal Loan, Explained

How a Gold Metal Loan actually works — why jewellery manufacturers borrow gold rather than cash, and how the facility is structured and repaid.

Letters of Credit: A Practitioner's Primer — Trade Finance, Knowledge Platform

1 August 2026·2 min read

Letters of Credit: A Practitioner’s Primer

A working explanation of how letters of credit function in practice — the parties involved, the documents that matter, and where they most often go wrong.

R N Pandey

Executive Vice President, Transaction Banking Group — Yes Bank

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