This guide, “Finance Products for Gold Jewellery Business (2025),” is critically important because it provides a consolidated roadmap of the diverse financial instruments essential for the growth and stability of the entire precious metals sector. It is vital for Jewellers to find the right financing for inventory and modernization, for Bullion Dealers who require bulk capital for physical metal procurement, and for Refiners who need efficient solutions like Bill Discounting and Channel Finance to bridge cash flow gaps with large corporate buyers. By identifying specialized products like the Gold Metal Loan (GML), which mitigates price volatility risk, and government-backed MSME schemes, the document ensures that all players—regardless of scale—can secure capital for day-to-day working needs and strategic expansion, thereby fortifying the sector’s financial health and competitive edge.

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