About Raghwendra
I am Raghwendra Nath Pandey, Executive Vice President in the Transaction Banking Group at Yes Bank. I began my banking career at IDBI Bank in 2004, worked at Development Credit Bank and Axis Bank, and joined Yes Bank in 2016.
My specialisations are Transaction Banking, Trade Finance and Bullion Banking, with a focus on the Gems & Jewellery ecosystem.
At Yes Bank, I helped build bullion banking services across Eastern India and Gujarat. This work covers Gold Metal Loans, gold sourcing, refinery relationships, jewellery manufacturing finance and export finance, supported by industry relationships across the country.
Core Strengths
- Trade operations: hands-on experience with SWIFT messaging, letters of credit, bank guarantees and export and import documentation.
- Sector knowledge: an understanding of how gold moves through sourcing, manufacturing and sales.
- Market relationships: experience working with businesses across Eastern India and Gujarat.
- Client relationships: understanding business needs and maintaining long-term partnerships.
- Team development: training and mentoring banking professionals.
- Business management: connecting operational detail, compliance and business planning.
Industry Expertise
My experience also covers treasury and foreign exchange, MSME and corporate banking, and regulatory compliance. Read more about my areas of expertise.
Recognised Performance
- Champion 2010 award at Axis Bank for the highest exchange income.
- Runner-up, Axis Treasury Premier League 2012.
- Good as Gold award at Development Credit Bank for bringing in major clients.